Use Small Business Loans To Improve Your Cash Flow

small business loan

What is an Unsecured Business Loan?

Is your small business is in need of fast funding but lacks the collateral to apply for a bank loan? You may want to look into the options offered by, as this could be a sensible financial option for your business that could pay off big time. Alternatively, a small business loan, also known as an unsecured business loan, may be your solution. Unsecured business loans do not require collateral to get financing. Instead, the funder will look into your customers and your sales volume to determine if you qualify and the amount that you can receive. For example, if you work in the hospitality industry and your new venture is setting up a restaurant, the details of your Restaurant accounting, dining numbers, profits and sales will help decide if the loan is suitable for you and your business venture. Small business loans have flexible terms and conditions to match your businesses changing needs. Once approved, business owners can borrow up to 90 percent of their gross monthly income to boost their cash flow. The possibilities are endless when it comes to unsecured loans, the more sales you generate, the more cash you can get and you’ll never have to worry about putting personal items up as collateral.

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Which Types of Companies Qualify for Small Business Loans?

Almost any business in any industry can qualify for an unsecured business loan. Small businesses often use unsecured business loans to fund various types of expenses such as to pay off debt, purchase new equipment, fund payroll, expand their businesses and even as a safety net to have in case any unexpected costs may arise. Small business loans are also used by startup companies to get their businesses up and running. Often times, the businesses that are applying for unsecured business loans are business to consumer. After applying for a small business loan, the process to receiving the funds is very quick. If your company gets the paperwork to the funding company in a timely matter, you can expect your cash within 72 hours, or even less. It’s also important to have a good credit rating when applying for a small business loan. Other than a business loan, a new company will also need insurance, a kind of insurance that needs to be covered is public liability insurance which you can get a quote from on This will cover you if your business if a claim were to be made against you from a previous visitor after they got injured whilst in your work area.

Benefits of Unsecured Business Loans

Conduct business as usual—unsecured business loans allow you to conduct business as you typically would, even if your customers take 60 days or longer to pay. Use the funds you receive from your small business loan to operate your business normally.

Grow your business—Small business loans can provide the extra cash to grow your business. Maybe you need new office space or want to hire more employees, make these dreams a reality by applying for a small business loan.

One time funding—Borrowers wanting to make a single transaction are able to do just that.

Unlimited funding potential—The amount you qualify for is based off of your sales volume, so the more you sell, the more cash you can receive.

Contact us today to apply for an unsecured business loan!